Earn Up to 6% APY* on Your Everyday Checking Account Balance

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Settling for Average Means Leaving Money on the Table

Members who open a Rewards High Yield Checking account can earn 6% APYon qualifying average daily balances up to $10,000 and 0.50% APYon balances above $10,000. That’s far higher than the national average savings rate of just 0.39%.¹

Qualifying for the rewards rate is simple with everyday activity like debit card purchases, online banking access, and e-statements.

  • Even the 0.50% rate on balances above $10,000 is about 7× higher than the national average checking rate of 0.07%¹
  • No monthly account fees when qualifications are met
  • No minimum balance requirements
  • Secure mobile and online banking tools
  • Up to $10 in out-of-network ATM fees refunded each cycle

Opening an Account is Easy

 

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Step 1: Apply

Complete a quick application with your basic information—it only takes a few minutes.

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Step 2: Verify

We’ll securely confirm your details to keep your account safe.

Affordable financing

Step 3: Open

Review, sign, and fund your account so you can start banking right away.

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Our High-Yield Accounts Are Available to Huntsville Residents

Residents of Huntsville, Alabama can join OnPath Credit Union by donating just $5 to the OnPath Foundation, which focuses on building stronger communities through financial education, entrepreneurship, and homeownership” and link back to the OnPath Foundation website.

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Why Bank With OnPath Credit Union 

Many online banks compete by minimizing overhead. OnPath offers the same features and low-fee account options, often with better yields, by operating as a not-for-profit credit union.

See how much more a financial institution can do when it doesn’t have to pay investors or stockholders. Join OnPath today.

About OnPath Credit Union

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Banking made easy.

Security is priority

Rest easy knowing that keeping your money safe and secure is our top priority.

Mobile banking

It's simple to manage your money and deposit checks when you're on the go.

Surcharge free ATMs

Enjoy access to over 5,600 locations and 30,000 fee-free ATMs nationwide.

Download the OnPath Mobile App Today

Effortlessly manage your finances with the OnPath Mobile App and enjoy the freedom of 24/7 access to your accounts.

  • Stay up to date with your account balances
  • View your account details and transactions
  • Manage your accounts, pay bills, transfer money and more.
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Disclosures
Rewards High Yield Checking dividends are earned when monthly qualification requirements are met. To qualify, members must make 15 debit card purchases, sign in to online or mobile banking at least once during the statement cycle, and be enrolled in and receive e-statements. If qualifications are not met, a lower dividend rate may apply and ATM fee refunds will not be issued. Rates may change after account opening. See account details for full terms.

You know the why, we know the way.

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